Texans Insurance Group

Of all your company's specialized needs, few are more important than an agency that understands each and every one.
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The Business Owners Policy or BOP

Recognizing the unique needs and concerns of your small business

Most small business owners who qualify choose a package policy called a business owners policy—or BOP—for commercial insurance coverage.

A BOP combines essential insurance coverages in one cost-effective package that generally saves money over purchasing separate policies. A BOP usually includes property and liability coverage, and specialty add-on coverages that are tailored to the specific needs of your business. Some of these coverages can be bundled together as an endorsement to your BOP.

Originally designed for small retail operations, the BOP has been expanded and customized by many insurance companies to cover specific types of businesses, such as law offices, contractors, printers, manufacturers and many more.

Our small business insurance products take these into account and address the potential insurance problems we know you face every day in the areas of:
  • Commercial Auto
  • Employee Injury (Workers Compensation)
  • Excess Umbrella Liability
  • General Liability
  • Property Damage
Your Texans Insurance team consists of small business specialists, people who think like you and are familiar with the business you’re in. We developed our customer service center specifically for our small business customers, to make sure you receive the prompt attention you value from knowledgeable professionals. Since we know that insurance is just one of your many expenses, we’ll work with you to provide convenient payment terms.

We’re ready to contribute to the success of your business. Please review our products and services within this site and contact us today. We look forward to learning about your company and answering all your questions.