Texans Insurance Group

Of all your company's specialized needs, few are more important than an agency that understands each and every one.
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Oil & Gas Insurance

How do you choose an insurance provider? Do you choose a company with financial stability that will be able to pay your claims? Do you require a company with skilled technical representatives who understand the business? Are you looking for underwriting specialists who can answer your concerns about pollution and other liability issues? At Texans, you can have it all.

Texans has provided insurance and services to the petroleum industry since the 1980’s. Texans offers specialized policies that can include coverage for pollution liability and umbrella liability on a worldwide basis. Additionally, Texans can help design alternative risk transfer mechanisms.

Texans provides insurance to a wide range of petroleum operations:
  • Compressor Leasing Services
  • Geophysical Contractors
  • Lease Maintenance Contractors
  • Oil and Gas Lease Operators
  • Petroleum Geologists
  • Petroleum Over-the-Hole Service Contractors
  • Pipeline Operators
  • Wireline Services
Texans’s tailored products respond to many specialized needs and can include the following:
  • Business income valuation considers historic production levels
  • Automatic protection for newly acquired wells
  • Co-owners of working interest are insured
  • Co-owners of non-operating working interest, managed and controlled are insured
  • Optional pollution insurance for both gradual and sudden unexpected events
  • Optional time element insurance available on the pollution liability policy
  • Ability to schedule gas storage and gas extraction/recovery facilities
  • Oil lease property form includes tanks, pump jacks, dehydrators and associated lease equipment
  • Contractors equipment form can include oil field servicing equipment
  • Per-well limit for underground resources damage available
  • Ability to schedule pipelines including pipeline metering, gas conditioning and compressor stations
  • Simplified per-well rates for easy accounting
Texans also offers the energy industry a full complement of products including commercial automobile, workers compensation, directors & officers, crime, employment practices liability, and kidnap/ransom and extortion insurance.

Why does a petroleum company need Texans? Consider the following scenario:
An oil lease operator experienced a rupture in an underground pipeline. A nearby homeowner discovered his swimming pool full of crude oil. Our partners’ environmental unit, working with the lease operator and the homeowner, cleaned up and restored the residential property. The clean-up took more than six months and cost more than $1 million. The lease operator was able to develop and maintain invaluable good will with the homeowner and the community. No lawsuits were filed.

Service and Strength
At Texans, we deliver more than solid insurance products. We support our customers through our renowned services, extensive global network and financial strength. Texans’s reputation for service is built on a consistent track record of performance. Our loss control professionals and risk consultants have the technical skills and knowledge in the petroleum industry to offer workable solutions to loss prevention and disaster planning. For example, services include self-inspection programs to identify potential well site general liability exposures and management programs to control liability exposures associated with use of independent contractors. Should a loss occur, our exceptional claim service is available anytime/anywhere in through a toll-free number or via the Internet. Financial strength, combined with our underwriting expertise and claim service, means you can count on Texans to be there when you need us most.