Texans Insurance Group

Of all your company's specialized needs, few are more important than an agency that understands each and every one.
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Surety Bonds

Texans Insurance is here to assist you in meeting your company's requirements for contract and commercial surety needs.

Contract Surety
From emerging small contractors to Fortune 500 companies, we bond all types and sizes of contractors. We also recognize that small contractors and large contractors have differing needs. Serving your business needs starts with an understanding of your industry. Through participation in construction industry trade associations our professional staff is active in the construction industry.

It is not enough to understand the construction industry. To serve you properly, we must have a full understanding of your business and its needs. Such an understanding is gained by building long term relationships, through frequent visits with our contractors, from touring job sites and attending bid lettings. If it is important to you, it is important to us. Rest assured that we will never lose sight of the fact that it is your business and your goals. Our role is that of a professional partner to help you meet your goals.

Wasted time means wasted opportunities. Texans continues to streamline its operations, resulting in one of the most advanced automated servicing systems in the industry. Our systems provides top quality, online servicing to our agents, allowing them to cut down on paperwork and spend more time serving their customers.

Most importantly, we have the financial resources to back our promises. We have the full commitment and backing of large, respected diversified financial companies. Our Companies have maintained an unsurpassed reputation for financial strength, integrity, outstanding claim service, and innovative insurance products at a competitive price.

Commercial Bonds
Texans Commercial bonds are characterized by:
  • quick delivery
  • reasonable rates
  • mitigating your risks
  • protecting your rights
Your commercial surety needs are handled by field representatives and managers who specialize in such accounts. This specialization enables us to shift much of the underwriting authority to the field, so bond needs are handled quickly and efficiently. These efforts are supported by a home-office staff focused solely on Commercial Surety business.

Our experience in Commercial Surety is well documented, evidenced by our customer portfolio. In addition to servicing local and regional commercial accounts, our business partners service over 30% of the Fortune 500 customers – handling both their domestic and international bond needs. Our rate programs are competitive and our billing procedures are customized to fit our customers.

Just some of the industries we serve include:
  • Energy Oil & Gas Industry
  • Financial Services Industry
  • Food/Restaurants Industry
  • Healthcare Industry
  • HiTech/Telecommunication Industry
  • Manufacturing Industry
  • Retail Industry
  • Service Industry
  • Transportation/Railroads Industry
  • Utilities Industry
Here are just some of the bonds that we are able to provide:
  • Admiralty bonds
  • Administrative Appeal bonds
  • Alcohol Tax bonds
  • Appeal bonds
  • Bid & Supply bonds
  • C.O.D. bonds
  • Carnet bonds
  • Charter Party bonds
  • Check Sellers bonds
  • Cigarette Tax bonds
  • Collection Agents bonds
  • Concession bonds
  • Court bonds (Appeal, Attachment, etc)
  • Customs bonds
  • Customs bonds Drilling, Operating or Plugging Oil, Gas or Mineral lease bonds
  • Customs bonds (General, Term Entry, Single Entry)
  • Denatured Alcohol bonds
  • Depository bonds
  • Employment Tax bonds
  • Encroachment bonds
  • Excess Weight and other Highway Permit bonds
  • Franchise Agreement bonds
  • Fuel Tax bonds
  • Insurance Agents bonds
  • Insurance Program Financial Guarantee bonds
  • Lease bonds
  • Liquor License bonds
  • Liquor Tax bonds
  • Longshoreman - Harborworker's Act bonds
  • Lost Instrument bonds
  • Medicare/Medicaid bonds
  • Mortgage Broker's bonds
  • Notary bonds
  • Oversize Vehicle Permit bonds
  • Patient Trust bonds
  • Performance bonds
  • Pole Attachment bonds
  • Property Broker bonds
  • Rate Refunding bonds
  • Real Estate Agents bonds
  • Reclamation bonds
  • Release of Lien bonds
  • Right-of-Way bonds
  • Sales Tax bonds
  • Special Agent bonds
  • Strip-mining and other bonds involving Restoration of Land bonds
  • Subdivision bonds
  • Surplus Lines bonds
  • Supply & Install bonds
  • Tax Appeal, U.S. & Foreign bonds
  • Toll Charge bonds
  • U.S. & Foreign Tax Appeals bonds
  • Utility bonds
  • Utility Payment bonds
  • Various License & Permit bonds
  • Various Tax bonds
  • Warehouse bonds
  • Workers' Compensation bonds
Notary Bonds
Guarantee that the Notary Public will faithfully perform the duties as prescribed by the laws in their jurisdiction. Similar to other Public Official bonds, they protect the public from the Notary not performing their duties faithfully. Texans provides Notary Bond coverage in all states which require notaries to be bonded. We have competitive rates and state of the art platform which allows us to execute the bonds quickly. Errors and Omissions (E&O) coverage is also available.

Public Official
Most Public Official bonds are required by law and are generally conditioned to guarantee a public officer’s faithful performance of duty. The Public Official bond is for the protections of the taxpayers and the penalty or amount of the bond should be adequate to protect their interest. There is no overall rule determining the amount of each Public Official bond. Some states require bonds in an amount of 100% of all public funds handled by officials, especially tax collectors. The term of an Public Official bond is generally coextensive with the Official’s term of office and the bond usually remains in force throughout the term, or until a successor is elected / appointed.

Examples of bonds we can provide include but are not limited to the following: Contract Postal Unit bonds Court Clerks Dog Catchers Hunting & Fishing bond Individual Public Official Judges Mayors Notary Public bonds Officers of the Law Public Official Name Schedule Public Official Position Schedule Tax Collectors Treasurers

License & Permit
Most businesses require permission from a governmental body to start and continue in business. Many permits are granted only after the individual or corporation has posted a bond guaranteeing that the laws, ordinances or regulations relating to that business will be complied. License & Permit bonds fulfill this need. The demand for License & Permit bonds is created by public interest requirements. They put teeth into the laws, ordinances, and regulations that have been adopted for the protection of the public.

Examples of bonds we can provide include but are not limited to the following: Broker Dealer/Securities Dealer bonds Cigarette Tax bonds Contractors License bonds – both general contractors and artisans Gasoline Tax bonds Insurance Adjuster bonds Insurance Agent/Producer bonds Liquor License bonds Mortgage Broker bonds Motor Vehicle Dealer bonds Outdoor Advertising bonds Plumber, Electrician License bonds Private Detective License bonds Real Estate Broker bonds Sign License bonds Small Loan License bonds Street Obstruction bonds

Court Bonds
Court bonds are required of parties to a lawsuit who seek remedies that the law allows only upon posting a bond. They protect a party in litigation from possible loss suffered as a result of the courts’ granting a privilege to the other party. In some proceedings, the opposing party may have the right to file a counter bond to negate the effect of the first request. Court bonds is civil proceedings, also known as litigant bonds, are required in a cause of action at law. The purpose of these bonds is to preserve the rights of litigants in the granting of the privilege or remedy.